The term MalWare 2.0 is often used in our reports to denote a model for the complex malicious programs which appeared at the end of 2006. The most striking examples, and the initial members of MalWare 2.0 are the Bagle, Warezov and Zhelatin worms.
This article provides an overview of the methods currently used by cyber criminals to attack financial institutions and banks in particular. It reviews general trends and takes how malicious programs targeting financial institutions are designed to evade detection by antivirus solutions
One of the most notable malicious programs during the first half of 2008 was, undoubtedly, the Storm worm (classified by Kaspersky Lab as Zhelatin). It remains in the vanguard of Malware 2.0.
In its second month of compiling data, the new Kaspersky Security Network (KSN) technology revealed some significant changes amongst the most widespread malicious programs.